Archive for August, 2010

Technology that can avoid usage of Debit/Credit Cards

August 23, 2010 5 comments

In this modern world Mobile phones are part of our life. Most of the time these will be in our pockets. A common man uses his mobile almost 18Hrs a day which shows how a mobile device has become an integral part of our lives.

Also, Debit/Credit cards are used in most of the cases when ever you want to purchase things but there are some disadvantages of carrying these cards. These cards might be stolen or can be misused. Keeping in the pocket also some times damages the Card. Occupies some space in your valet and etc.

I was thinking of a way to avoid using Credit/Debit cards but still you can do your money transactions over phone.

Here is how it works.

Have a bank account. A merchant should have a device (similar to the device which we use to swipe our cards) which can debit Money from the customer account. this account will act as savings account or credit account. For using this device the customer should enter say 10digit password. The First 5 digit is the one which he has set with the bank and the next 5 digits should be generated in real time.

Customer need to generate the password real time by sending an SMS or calling via phone to the bank server. Bank upon request will generate the password code and will be sent via SMS to the customer. Customer can do this while he is one the way to shop or in the queue with billing counter.

Main advantage of this technology will eliminate usage of credit cards and possible misuse of these cards. All the frauds that can happen with these cards can be stopped.

I wish We have this technology very soon!


Independence Day SMS and National Anthem

August 13, 2010 3 comments

We are now celebrating 64th Independence day! I take this opportunity to share with you some of the SMS messages which can be forwarded to your friends on this wonderful day. Please feel free to share your messages.

I am in love, I am passionate about her, I loving every moment of it and why not its her 64th Birth Day. Its apna India. HAPPY INDEPENDENCE DAY
Happy independence day to all Freedom in the Mind, Faith in the words.. Pride in our Souls.. Lets salute the Nation on 64th Independence Day

This is the day, That Our nation sings This is the day That the liberty bell starts to ring This is the day We all start to remember What We stand for And to celebrate our Independence We stand up high, as We All start to cry As we think about, All that died For you, for me, for our whole country Risking there life Each & everyday here is a salute To all that lay … Happy Independence Day 🙂

31 States,1618 Languages,6400 Castes,6 Religion,6 Ethnic Groups,29 Major festivals& 1 Country! Be Proud to be an Indian! Happy Independence Day………
Take a stand against evil, corruption & terrorism 4 we belong to India, a nation of pride & we will thus say-”HINDU, MUSLIM, SIKH, ISAI, SAB HAI BHAI BHAI.” God bless jai hind!!!

Here is out National Anthem

First Look of New 10 Rupee coin with New Rupee Symbol

August 11, 2010 5 comments

Now that we have our New Rupee symbol, Govt of India is planning to release its new 10 rupee coin which has this rupee symbol.

For people who don’t know about what this new rupee symbol resembles below is short note:

The new rupee symbol partially resembles the Devanagri ‘Ra’ and Roman capital ‘R’ without the stem coupled with two parallel lines – in line with Finance Minister Pranab Mukherjee’s vision for a symbol which reflects and captures Indian ethos and culture.

The Below Picture shows the First look of the New 10 Rupee coin with new rupee symbol. These pics were shared by Ahmedabad’s 94.3 FM RJ Krupa. I am not sure if this is real design released by Govt.

Please let me know what you think about this new design